About Us

We understand your financial needs and status. You deserve more than a Debit Card. You are worth more than a $500 secured credit limit. We issue you a credit card with up to a $5,000 credit limit you can use from your first day in the U.S. to build the next chapter of your life.

CreditStacks is revolutionizing the credit card world. We issue prime-grade credit cards to "pre-prime" customers - individuals with no credit history in the United States, that we assess as prime customers based on alternative risk management approaches. Deep banking partnerships, alternative data sources, innovative data crunching and advanced risk and behavioral analysis models allow us to detect prime customers before anyone else. We then issue them a superior and fair credit card, one that recognizes their international financial standing.

Elnor Rozenrot, CEO
Elnor Rozenrot, CEO

Most recently, Elnor was Co-Founder & CEO of Pingjam, a mobile advertising company focusing on app developers. Previously, Elnor served as VP, New Growth Platforms at LG Electronics (KRX: 066570) where he designed and launched a global business incubator aimed at launching strategically aligned ventures worldwide. Elnor served as Director at Innosight Ventures, Prof Clayton Christensen’s early stage VC fund. His focus was mostly on go-to-market and follow-on fundraising for the funds’ portfolio companies.

Shahar Nechmad, CTO
Shahar Nechmad, CTO

Serial entreprenur, Shahar Nechmad integrates 17 years of experience in technology, marketing and business development with a passion for building big, world changing ideas. He has lived and worked in 8 countries, building his own companies, as well as consulting and working with some of the largest tech companies in the world.

Jonathan Jacobi, CRO
Jonathan Jacobi, CRO

Most recently Jonathan founded and managed Wonga's fraud R&D center in TLV. His work focused on recreating Wonga’s risk engine to improve acceptance/default ratios, by utilizing groundbreaking behavioral analytics and data enrichment methodologies. Previously, Jonathan was Head of Risk and Fraud Analysis for Friendly Credit, a B2B Fintech start-up. He led the foundation of the company and created the underlying methodological infrastructure for the company’s product. Prior to that, Jonathan worked at PayPal for 5 years, leading groups of risk analysts and data scientists, both in Tel Aviv and in San Jose. He led the effort of developing fraud prevention models, attributes, solutions and infrastructures, for online identity verification and innovative risk management.

Bob Hartheimer, Chief Regulatory Officer
Bob Hartheimer, Chief Regulatory Officer

Bob Hartheimer has been singularly focused on transforming and guiding banks and financial services companies for his entire 33-year professional career. In the last 23 years, his concentration has been on complicated matters affecting regulated companies from either inside the FDIC, as a regulator, or in the private sector, as a regulatory consultant, board member and committee chairman.

Bob Hartheimer, Chief Regulatory Officer
Rob Rosenblatt, CMO

Rob brings 25 years of product development, marketing and relationship management experience spanning the credit & prepaid card, alternative payments, loyalty and rewards spaces. At American Express, he developed their line of cobranded credit cards & expanded Membership Rewards across the hotel and retail redemption categories. For Chase, he launched the company’s flagship Ultimate Rewards platform. He’s also the former CEO of RushCard

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